LuckyStash

Your principal (the money you deposit) is always 100% safe and fully accessible. Only the yield generated from your deposits is used for prizes. You can withdraw your entire deposit at any time with no penalties or lockups. All transactions are handled by transparent, audited smart contracts on the Solana blockchain.

Unlike traditional savings accounts that offer low, fixed interest rates, LuckyStash gives you the excitement of potentially winning much larger prizes while still maintaining 100% safety of your principal. Your funds generate yield through DeFi protocols, which typically offer higher rates than traditional banks. Plus, you have complete control over your risk/reward profile by choosing how much yield to share with the prize pool versus keep as guaranteed returns.

With LuckyStash, you can customize how your yield is allocated. You can choose to keep a portion as guaranteed returns (like traditional savings) while contributing the rest to the prize pool. The more yield you share with the prize pool, the higher your chances of winning larger prizes. This gives you the flexibility to balance predictable earnings with the excitement of potentially winning much more.

After logging into your LuckyStash account, navigate to the "Settings" page. From there, you'll be able to adjust your yield sharing percentage. What you share goes towards the prize pool, and the rest goes to your account.

Prizes come from the yield generated by the entire pool of deposits. The more you deposit and the longer you keep your funds in LuckyStash, the higher your chances of winning. Prizes are distributed daily through random drawings, with winners selected based on ticket allocations proportional to deposit amounts. You can increase your chances further with Boosters, which you can earn through referrals and community participation.

We use a transparent, verifiable system that balances user participation with randomness. Your winning chances are determined by three key factors: deposit amount (primary factor), yield sharing percentage, and any earned Boosters. For transparency, we use future Solana block hashes as our random seed, which can't be predicted when the drawing period begins. Our selection algorithm then performs a weighted random selection based on these factors. For full technical details on our selection process, visit our documentation.

Boosters increase your chances of winning prizes without requiring additional deposits. You can earn Boosters by referring friends to LuckyStash, participating in community activities, completing profile steps, and through special promotions. Early adopters can also collect exclusive Founding Member Boosters. Each Booster provides a permanent increase to your winning odds in future prize drawings.

Smart Pools are a financial primitive built by RebelFi that enable programmable pooled accounts with customizable access to both principal and yield. LuckyStash is just one implementation of Smart Pools, configured as a prize-linked savings account. Smart Pools can also power merchant prepaid cards, subscription services, group savings, and more. The key innovation is the ability to program who controls the principal, who earns the yield, and what rules govern the pool.